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Home Buyers' Checklist

This checklist is NOT and official home buyers guide. This is simply a list of things from our own home-buying experiences that may be helpful for new and prospective Ballinahinch Wood buyers. Experiences may differ for each person based on circumstances, previous experience with this overwhelming process of buying a family home, but hopefully it'll provide at least a little guidance for those starting out and trying to figure out where to start and what lies ahead! Over time we will create posts for each step to add more information. So without further ado, here is your very unofficial home-buyers checklist! High level Who Solicitor Mortgage Provider, Mortgage Advisor Estate Agent / Auctioneer Snagger Mover What Financial statements Employment Tenancy agreement Savings Help to Buy More detail Before you start Approval in principle - get this done before you view, shop around Help To Buy eligibility (and availability) - first time buyers only, for new...

Preparing Your Budget

Firstly, congrats on deciding to buy your new home! Especially so if it's your first, as I've just done myself. As a first time buyer, the process can be especially daunting at the very start, when everything is new and uncertain, and you know that you have so much to learn over the coming weeks and months. Before you even go about choosing your new home, start looking at budget. And I'm not talking about mortgage repayments, at this point you are probably already approved-in-principle for a certain amount and have a vague idea of what your repayments will be. I'm going to look at all the up-front costs involved in your new home, over and above the deposit. Trust me, you don't want to be caught short here! So let's start with the obvious ones - legal fees! You will have to work with a solicitor in order to complete your home purchase. The good news is that most solicitors should work to a fixed fee for a standard home buying process. But always ask, best t...

Home-Buying Terminology - Funding Your Home

All these strange words, what do they all mean?? As a first-time buyer, I have suddenly learnt a whole new lingo! Terms and words I may have been vaguely aware of, or not at all, before I dove head-first into this adventure! Snagging, closing, approval in principle...??? So for all of you who are just starting out on your wonderful journey, hopefully this will help make the coming days, weeks, and months, just a little less daunting! Approval in principle This is a letter from a mortgage provider (such as a bank), that indicates the amount that they would be willing to consider lending to you, based on information you have provided (but not yet confirmed).   **** Very important **** this is NOT approval, this is merely indicative, but an important letter nonetheless. This will give you a value to keep in mind when looking for your new home, and will indicate to the real estate agents that you are likely to be able to afford the house. So, this is your very first step, ...

Recommendations and Local Services

Services During Buying Process Snagging LPD (Michael Lane):  planning@lpd.ie  012810063 0862345570 Homesnag: Hello@HomeSnag.ie 0868469542 Pierce Power: 0866838413 Storage DJ Hanley Removals (Ger Heffernan): sales@djhanleys.ie 012781638 Movers VanTasks (Cormac O'Sheehan): info@vantasks.ie 0861527118 Interiors Carpenters John 0876381530 Cathal Moody: 0868838047 Ed Kenny Carpentry Jay Kenrick Carpentry & Design Tilers Peter Savage: 0872463880 Blinds and Curtains Mervyn Hill: 0872649013 Heating and Plumbing Action Heating & Plumbing Kitchens Fitzgerald Kitchens Prestiglass Floors and Carpets Matt Britton (Kilcoole): info@mattbritton.ie 012760021 Floors Direct (Bray) Des Kelly Interiors Right Price Tiles Tiles Direct Ashford (Liz) 0868520505 Interior Designers Ventura Designs (they did the show houses!): info@ventura.ie 018208480 CustomMade.ie Furniture ...

Welcome to Ballinahinch Wood

https://ballinahinchwood.ie/ The warmest of welcomes to all residents, soon-to-be residents, and visitors, to Ballinahinch Woods, a hidden gem in the heart of Co Wicklow! This blog is a place for us to share advice, experiences, photos, etc, everyone is free to contribute, share. Keep it friendly, keep it respectful, we're a community, a great big family. I look forward to a happy life in Ballinahinch Wood in beautiful Ashford!